INOAF

Capabilities

Infrastructure,
made personal.

Payments, banking, treasury, and embedded finance brought into one clear conversation—and connected through the relationships that fit.

A considered architecture

Each part matters.
The value is in how
they work together.

We begin with the commercial reality of your business, then shape the infrastructure around it. The result is a focused partner strategy—not a catalogue of providers.

01

Accept

Create a payment experience that feels local wherever your customers are.

Acquiring

Relevant acquiring relationships shaped around your model, markets, currencies, and customer journey.

Open banking

Account-to-account payment options and open-banking infrastructure for modern checkout flows.

Local payment methods

Market-specific methods that match local preferences and support international expansion.

Alternative payments

Complementary rails and wallet options assembled into a considered acceptance strategy.

02

Bank

Build account relationships that understand how an international business really operates.

Business banking

Introductions to banking partners aligned with your structure, operating model, and footprint.

Virtual IBANs

Account architecture for collection, reconciliation, and multi-market operations.

Digital-asset banking

Relationships designed for businesses operating responsibly across traditional and digital finance.

Global collections

Collection accounts and flows that bring revenue together with greater clarity.

03

Move

Connect the rails that move value between markets, entities, and currencies.

Treasury & settlement

Settlement design, currency flows, and treasury relationships that support day-to-day operations.

Cross-border infrastructure

A connected view of accounts, conversion, transfers, and counterparties across regions.

On/off ramping

Fiat and digital-asset conversion relationships for well-structured, compliant business models.

International payouts

Payout routes considered around coverage, speed, experience, and operational fit.

04

Build

Turn financial infrastructure into a product customers can rely on.

Banking-as-a-Service

BaaS relationships and architecture for embedded accounts, payments, and financial features.

Card issuing

Programme and issuing connections considered around geography, product design, and scale.

Embedded finance

Partner selection and orchestration for products placing finance inside a wider experience.

Infrastructure design

A coherent partner map that brings banking, payments, treasury, and product needs together.

The INOAF difference

A senior relationship across the entire mandate.

The person who understands the brief remains close to the work. Context is carried forward, conversations are prepared properly, and every connection has a clear reason to exist.

How a mandate moves

A direct line

Let’s shape the right infrastructure around your ambition.

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